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Baccarat is a modified variant of Baccara (Chemin de Fer).
It is believed that baccara originated in Naples (Italy) and came to France in the 15th century. Baccara means “nothing” in Italian. This refers to the unique Baccara rule, in which all symbol cards (J, Q, K) and the tens have a value of zero.
Chemin de Fer has a very complex set of rules. The name Chemin de Fer (French for “railway”) is often explained by the fact that the card sledge in this type of game pulls its laps from guest to guest like a small railway.
Baccarat differs from Chemin de Fer in the following ways:
The participants do not play against each other, but against the casino. Since the drawing rules no longer allow any liberties, the game is conducted by the baccarat dealer and the cards are immediately laid out face up.
Locations with Baccarat
Difficulty level
Easy to learn. If you have never played baccarat before, we recommend that you get a brief introduction from our on-site staff.
Objective
You try to reach the maximum value of 9 with at least two and at most three cards.
Payout
Payment for the players is 1: 1. The payment from the banker is also 1: 1.
Exception: If the bank wins with a total of 5 points, half of the stake is paid out in this case.
Tie / Egalité pays 8: 1.
Betting
The minimum and maximum stakes can be seen on the tables.
The table
There are 7 seats at the baccarat table. As a participant you can either bet on banker or player as well as on a tie (tie / egalité).
Course of play
The cards are openly issued as follows:
The 1st and 3rd cards for the player side, the 2nd and 4th cards for the banker side.
If the first cards on the player or banker side add up to a total of 8 or 9, no further cards may be drawn.
If the total value 8 or 9 was not reached, additional cards are drawn according to the established drawing rules, a maximum of 1 card for player or banker.
Drawing rule
Whether or not a third card is dealt depends on the following rules:
Player:
with 2 cards has a total score of:
0, 1, 2, 3, 4, 5: Player receives a third card.
6, 7: Player does not receive a third card.
8, 9: Neither the player nor the banker receive a third card.
Banker:
has 2 cards with a total score of:
0, 1, 2: Banker gets a third card.
3: Banker gets a third card, unless Player’s third card has a value of 8.
4: Banker gets a third card, unless Player’s third card has a value of 0, 1, 8 or 9.
5: Banker draws a third card if player has a 6 or 7 (“no card”), or if the third card for player has a value of 4, 5, 6 or 7.
6: The banker only gets a third card if the third card from the player has the value 6 or 7.
7: Banker does not get a third card.
8, 9: Neither the player nor the banker receive a third card.
Card values
All numbered cards have the point value of their numerical value. The jack, queen and king each count to zero points. An ace, on the other hand, is only worth one point. If the sum of the points on the cards results in a two-digit number, only the ones place is counted.
Examples:
3 + 4 = 7
9 + 5 = 4
Queen + King + 2 = 2